Posts in April 23, 2020

My online bank statement changed their interface recently with “new information.” It indicated that “spendable balance” in my checking account was negative. What? I wasn’t in arrears and I was not overdrawn. The “spendable balance” was a projected balance including disbursements scheduled for the next seven days–including two payments set to come out a week from when I viewed the statement. The “spendable balance” did not take into account a regular deposit that would arrive in the next few days. Once I understood the “spendable balance,” I understood it and there was no cause for concern. When you see a statement or a piece of information, think about it before you react to it. Where does that statement come from? Are there words in the statement you do […]