When one encounters the phrase “late of Tuckertown” in a legal document, it typically means that the person used to live in Tuckertown. The same thing is true of “formerly of Tuckertown.” Sometimes the phrase “late widow of John Jones” may be used to refer to a woman. Usually in those cases it means that the female to whom it is referring has married again after the death of John Jones.
Deceased—that usually means dead.
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But be aware that an envelope returned by the post office with “deceased” written on it may only mean that the address is deceased, not the individual.
I’m not certain about that, but it’s possible. Usually if the address is bad the post office stamp or comment uses the word “address” or something similar.
I worked for the post office for 10 years , that phrase would not be used. It would be marked no such address.