In December of 1905, my great-grandparents mortgaged a 1/10 interest in a piece of property, signing a five-year note. They paid it off in June of 1907. They may have paid it off early to save on the interest or they may have paid it off because in the summer of 1907 their mother wanted to sell the property and could not sell it with the mortgage unpaid. Sometimes there’s a reason why things happen when they do.
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